Our Strengths -§- Fact Sheet -§- CPA Mutual Insurance Company of America Risk Retention Group

Our Strengths

Direct contact with CPA Mutual representatives provides you faster response and better service.
Policy Inception/Easy Payment Terms: Your first policy can be effective with CPA Mutual within a matter of days upon approval of your application and payment of a 20% premium deposit. Premiums may be paid in eight installments at 6% interest after the initial payment of 20%, plus, any applicable state premium taxes.
CPA Mutual is committed to the mediation process and will pay 100% of the administrative charges and mediator's fees attributable to an insured. If a claim is resolved by the process of mediation prior to the service of a suit, CPA Mutual will also waive one-half of the applicable deductible, up to a maximum of $25,000.
CPA Mutual's affiliated claims company handles only CPA Mutual claims. This means improved, more focused claims administration and allows you to participate in all phases of the claims process.

CPA Mutual is strongly capitalized. More than $1 of equity is available for every $1 of net premium.
CPA Mutual policies are non-assessable.
Lead reinsurers provide stability. Lead reinsurers of CPA Mutual are among the strongest reinsurance companies in the world. The quality and strength of CPA Mutual's reinsurers greatly enhance the long term stability of CPA Mutual.
CPA Mutual provides personal, direct service. Why deal through a third party? If you have questions or comments regarding coverages or claims, you can go directly to the source. You deal directly with employees or officers of the company, not through agents or intermediaries.